There are hundreds of car insurance policies available to UK drivers, so you would be excused for wondering where to start to get the best car insurance quote. The amount you will have to pay will depend on several factors, including the level of cover you want, where you live, the value of your car, your security measures, your age, even the excess you choose to pay. The fact remains though that buying motor vehicle insurance is important as much as it is a legal requirement. The basic legal requirement is third party fire and theft but this will not cover you against most things that happen to your car. It therefore makes sense to shop around to get the cheapest quote which meets your requirements, be that third party cover only or fully comprehensive car insurance. Once you have decided on the car insurance policy that suits your needs best and have received some provisional quotes make sure that the insurer is not only offering competitive rates but also the product benefits, any extras and after sales service you are happy with. These services could be vital should you be involved in an accident or fall victim to crime. Such products and services could include: • Legal advice helpline • 24 hour customer support • Free travel for the insured vehicle • Adequate cover for audio and telephone equipment • Use of a courtesy car • Ability to pay in monthly installments • Uninsured loss recovery service. • Protected no claims bonus We have done the leg-work for you to save time and money and make taking out car insurance a quick and relatively painless experience! Below you will find links to numerous car insurance companies and specialist underwriters like Direct Line, Churchill, More Than and many more besides who can offer quotes, cheap cover, online discounts and immediate cover. Ensure that when comparing car insurance products that you are comparing on a like for like basis. Some car insurance companies may seem to offer a cheaper quote but then impose an excess (the amount you are liable for in the event of an accident) that could be hundreds of pounds higher than that charged by another car insurer. Each year you will be provided with a renewal quote by your chosen insurer. Make sure that when renewing your car insurance that you shop around to ensure that your current car insurance company is still providing you with the right deal for you. Again please ensure that you are comparing like for like cover and that the companies you deal with are reputable. If in any doubt, it is well worth paying that little bit extra for the comfort and peace of mind in dealing with a well-established insurer, if you have to make a claim you’ll be glad that you did. Also don’t forget to check out the motor related links on this page.
